Four Steps To The Best Term Life Insurance Plan
Four Steps To Success Step 1 – Prioritize The Need Life insurance is a need solution. Establishing and detailing the need is essential. Start with a budget that you can stick to without fear of losing coverage as a result of a lapse for non-payment. Insuring the main income may be more important than insuring […]
Long Term Care [An Essential Guide] Part I
With the aging in of the Boomer generation and longevity extending out as a result of medical advances among other things, the need for long term care (LTC) has grown. Yet of those who enter some form of long term care, only 14% have a planned vehicle
Return of Premium Life Insurance – The Good, the Bad and the Ugly
You may have heard of this type of term life insurance. Known as “Return of Premium” coverage
Interviews and Medical Exams for Life Insurance – Preparing for the Best (A Practical Guide)
When you discover that you need an interview and examination (referred to as a “paramed exam”) completed in conjunction with a life insurance application, a lot of things can run through your mind
What Do Annuities Have in Common With Term Life Insurance?
The subject of annuities is one that is somewhat misunderstood by many, a pariah by some in financial services
A Guide To Life Insurance Living Benefits
In recent years attention has been given to provide benefits that you could take without the inconvenience of being dead. Some refer to it as life insurance you don’t have to die to use.
Health Ratings – What They Are, How They Affect Your Premium and Much More (A Tutorial)
The old saying “You get what you pay for” is not easily applied in the quest for the best life plan. Although one can certainly overpay,
The Definitive Final Expense Life Insurance Guide (with Do’s & Don’ts)
Final Expense Insurance, sometimes referred to as “burial insurance” is a common policy type that has been around for decades. For numerous reasons it has become increasingly popular…
Why All Life Insurance Is Term Life
Buying life insurance can be confusing. There are all these different types. Whole life, participating whole life, simplified issue, term life, universal life, variable universal life, indexed